Property financing

In Denmark, property purchases are primarily financed by banks, either as a bank loan or a mortgage. Some bank loans for housing, also called mortgage loans, are used instead of mortgage credit and others are an addition to mortgage credit. Finance Denmark has an interest in ensuring that credit assessments are objective and of a high quality.

The property financing market is competitive and that is good for customers. However, it is important that competition does not compromise credit standards.

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Finance Denmark is a business association for banks, mortgage institutions, asset management, securities trading and investment funds in Denmark. Our members are mortgage institutions, banks, savings banks, cooperative savings banks, Danish branches of foreign banks, asset managers, Danish securities dealers and investment funds.